If you have sustained an injury in a car crash, you may need to speak with an insurance adjuster at some point. This person may seem friendly and act like they want to help you. However, the truth is that they only care about the interest of the company they are working for. So, before you speak with an insurance claim adjuster for your possible compensation or information related to your accident, it is best to consult with one of the car accident attorneys Los Angeles available. Keep reading to know why:
Insurers Will Not Account for Your Future Expenses
Soon after your car crash, you may start to realize the costs and expenses you are dealing with. Perhaps you have been unable to work and you have hefty medical bills piling pup. Insurance companies will not want you to think about the impact of your injury on your future because this will just increase the compensation amount you may demand from them. And before you can think about it, they will make an instant offer, which is way less than the value of your claim. A reliable attorney will assess your losses to give a fair estimate of your claim.
The Company Will Not Account for Other Losses
As you deal with an accident-related injury, you may also incur non-economic damages. These damages don’t have a dollar value. The include your pain and suffering and loss of life enjoyment. When the insurance company makes a settlement offer, it may not include such losses. But, your lawyer will make sure your compensation covers all types of damages you incur.
They Will Reduce Your Settlement
Insurance companies let a claims adjuster handle claims filed against them. The adjuster will use different tactics to devalue or deny your claim. It is common for them to assert that a claimant contributed to the accident or caused the accident altogether. Sometimes, they may ask them to sign a medical release that lets them pull out their medical records to try to look for a pre-existing condition they can link their injuries to. Thankfully, a great attorney knows the tactics claims adjusters use and counter them with more effective defense strategies.
If you have been harmed because of another person’s negligence, you must consult a personal injury lawyer before you speak with a representative from the at-fault party’s insurer. The best lawyer has the necessary experience to fight insurance giants and demand full compensation for you.